One of the most important things first-time homebuyers should explore – how much home can they afford? GUSTAVO GONZALEZ OCT 7, 2022 You’ve been dreaming day and night about it: Buying your first home. It’s a thrilling prospect for …
Hard vs. Soft Credit Inquiries
When you get a copy of your credit report, you’ll see more than just your current and historical credit accounts. You’ll see your payment history, including any payments made more than 30, 60 and 90 days past the due date, …
Avoiding Moving Woes
It’s a timeless and universal truth: moving is no fun. Ancient Polynesian seafarers, while nervously prepping outrigger canoes for uncharted trips across the South Pacific, probably groaned in frustration when they realized at the last minute that someone forgot to …
Which States Have the Lowest Cost of Living?
For many of us, the past year has brought about a slew of unexpected changes. The pandemic didn’t slow rising home prices or increase the amount of available inventory in major metro areas, but what it did do was dispel …
Credit Inquiries and Home Loans
Since a minimum credit score is required for most loan programs, the first thing a lender will do is check to see if your score measures up – this is known as a “credit inquiry.” There are two primary types …
Calling in the pros on HVAC repair
If you’re a homeowner, the internet can be a great source of comfort when it comes to tackling do-it-yourself maintenance. Yes, Google can show you the simple steps to replace a furnace filter, but most other HVAC repairs are not …
What’s the skinny on jumbo loans?
Let’s talk about conforming loans vs. jumbo loans in the mortgage world. The Guidelines Each year in October, the Federal Housing Finance Agency, or FHFA, collects data on the national median home value and compares that number to October of …
Credit Scores Demystified Copy
If you’ve made a resolution this year to get your credit on track, getting started can feel a bit daunting. After all, it can sometimes seem as if credit agencies want to keep you in the dark about how scores …
Credit Scores Demystified
If you’ve made a resolution this year to get your credit on track, getting started can feel a bit daunting. After all, it can sometimes seem as if credit agencies want to keep you in the dark about how scores …